Hello everyone, I’m looking to get my first car and have some questions. Here’s a breakdown of my situation:
22y.o, in college, work part-time and get about $1,200 a month. Only expense is food and a $90 phone bill. I’m looking to have about $2-3k saved by the time I need to get the car. Credit score is 721 with about 9 months of credit history. No co-signer
Should I go the route of getting my own auto loan through a credit union? Or would financing through a dealership be better?
Would buying used from a dealership help with the financing or should I aim to go through a bank or credit union first?
Ideally looking to get a Toyota Corolla regardless, but any help with how I should go about this would be VERY appreciated!